Making Changes To Your Coverage

Certain life milestones, such as getting married, having a child or getting divorced, can mean that your benefits coverage may need to change, too.

• You gain a dependent through marriage, birth, adoption or custody change
• You lose a dependent through death, divorce or becoming ineligible for plan coverage. For example, when your covered child turns 26 and is no longer considered a dependent by IRS rules, they would need to be removed from your plan.
• You move to a new address where your current plan is no longer offered
• Your employment status changes, and it affects your eligibility. For example, you move from part-time to full-time employment (or vice versa).

You’ll have 31 days to update your benefits. As part of the enrollment process you’ll also be asked to submit certain documentation, such as a marriage or birth certificate.

It’s a good idea to review who is eligible for benefits before making changes.

It’s also a good idea to review and update your beneficiary designations for the following benefits:

• Life Insurance US Benefits Enrollment/Changes > Enroll Now! > Select Benefits at left > Scroll to life insurance and click the edit button next to beneficiaries
• 401(k) Plan (401k.com > Beneficiaries)
• Health Savings Account (HSA) (Myaccounts.hsabank.com > Accounts > Profile Summary)

Finally, things such as how much you can contribute to the HSA could change, so review your contributions in on my.seagate.com > HR Services > Fast Access > US Benefits Enrollment/Changes.

We’ve curated the best tips and rounded up all the programs we offer that support you and your family in times of change. Visit Supporting My Family to see how to make life a little easier.

Didn’t experience a qualified life event? Unfortunately, to change your benefits you’ll need to wait until the next Open Enrollment period, which happens next Fall.

Anyone dropped from your coverage will receive COBRA information about 30 days after their coverage ends. They can then choose to continue their coverage if they wish, but they will pay the full rates. COBRA is administered by PayFlex.