Skip to main content Skip to in-page links
Home

Benz Main Menu

  • Enrolling
    • Benefits Overview
    • Benefits Eligibility
    • New to Seagate
    • Making Changes To Your Coverage
  • Health
    • Medical
    • Health Savings Account
    • Dental
    • Vision
    • Telemedicine
    • Support for Diabetes and Weight Loss
  • EAP and Healthy Journeys
    • Employee Assistance Program
    • Virtual Therapy
    • Active & Fit Direct
    • Anthem Wellness Resources
  • Financial
    • 401(k) Plan
    • Financial Wellness Email Series
    • Life and Accident Insurance
    • Sick and Disability Pay
    • Flexible Spending Accounts
    • Long Term Care Insurance
    • Employee Stock Purchase Plan
    • SoFi Loans and Refinancing
  • Lifestyle
    • Retirement Readiness
    • Time Off
    • Taking Leave from Work
    • Discount Offerings
    • Family Support
      • Getting Married
      • New Parent Resources
      • Education Assistance
      • Taking Care of My Parents
    • Commuter Benefits
    • Legal Plan
    • Adoption Assistance
  • Resources
    • Who to Contact
    • Mobile Apps
    • Documents
    • 2025 Benefit Changes
seagate logo white

Medical

Breadcrumb

  1. Home
  2. Health
  3. Medical

Seagate’s medical plans protect you medically and financially in the event you become ill or injured. You can choose between two medical plans, a Preferred Provider Organization (PPO) or a High Deductible Health Plan (HDHP), both administered by Anthem. Both support you with free preventive care, but the HDHP gives you the option to open and contribute to a tax-advantaged Health Savings Account (HSA) that Seagate also contributes to on a per-paycheck basis.

Plan OverviewsPlan ComparisonsPlan CostsPharmacy Benefits

Looking for a specific service?

For a comprehensive overview of how different services are covered, refer to our 2025 plan comparison chart.

View the PDF

Plan Overviews

The PPO and the HDHP share many of the same features, including:

  • Coverage for the same services
  • Doctors and hospitals within Anthem's National BlueCard PPO network
  • Automatic enrollment in prescription drug coverage provided by Navitus Health Solutions. The same prescription drugs are covered for both medical plan options.
  • Virtual doctor visits for nonemergency care
  • Out-of-network benefits

Where the two plans differ is in the following:

  • How much you pay in paycheck deductions
  • How much you pay at the time of service (coinsurance)
  • Whether or not you can enroll in an HSA (HDHP Only) and receive Seagate’s contribution
  • The amount you have to pay out of pocket before the plan begins to pay its share (deductible)
  • How much you have to pay out of pocket before the plan pays 100% of the cost of covered services (out-of-pocket maximum)

Here’s how the plans stack up.

PPO

You’ll pay more out of each paycheck, but this plan has the lowest deductible and out-of-pocket maximum. You’ll also pay less at the time of service.

This plan may be the best option if you (and your family) see your doctor(s) frequently and/or take prescription medication on an ongoing basis.

HDHP

You’ll pay less out of each paycheck, but this plan has the highest deductible and out-of-pocket maximum. You’ll also pay more at the time of service. However, this plan includes a tax-advantaged Health Savings Account (HSA) that you may contribute to, up to IRS annual maximum limits. Seagate will also contribute 50% of your annual HSA contribution amount, up to $500 for individual coverage and $1,000 for family coverage.

If you (and your family) visit the doctor only once or twice a year and fill prescriptions infrequently, this plan may be the best choice.

Back to top

Plan Comparisons

The charts below show what you’ll pay for in-network care after you meet your deductible. For a side-by-side comparison of how much the plans pay for coverage, review the 2025 Medical Plan Comparison Chart.

Annual Deductible

 PPOHDHP
Employee Only$600$1,800
Employee + Dependents$1,200$3,600

Out-of-Pocket Maximum

 PPOHDHP
Employee Only$3,200$4,000
Employee + Dependents$6,400$8,000

What You'll Pay for Common Services

 PPOHDHP
Preventive Care0%0%
Office Visits$30 Primary Care/$50 Specialist Care20%
Urgent Care$50 copay (deductible waived)20% after deductible
Hospital Care10% after deductible20% after deductible
Most Eligible Services*10%20%

* For some services and benefits to be covered, including inpatient hospital stays (other than maternity), your provider must receive approval before the service is rendered.

Back to top

Plan Costs

Your pre-tax, biweekly payroll deductions will depend on which plan you select, whom you cover and any applicable tobacco surcharge.

 PPOHDHP
Employee Only$60.00$34.62
Employee + Spouse/ Domestic Partner$156.92$92.31
Employee + Child(ren)$131.54$78.46
Employee + Family$221.54$131.54
Tobacco Surcharge*$11.54$11.54

* You pay an additional $300 per year if you currently use tobacco products (cigarettes, e-cigarettes, cigars, pipe tobacco, chewing tobacco, snuff) or used them in the three months preceding the date you enroll in a Seagate medical plan.

Back to top

Pharmacy Benefits

Your pharmacy benefit is administered by Navitus Health Solutions, which means you’ll pay less when you have your prescription filled at a pharmacy that participates in the Navitus network or through Costco mail order. Find a pharmacy near you.

Your In-Network Costs for Prescription Drugs

 PPOHDHP
30-Day Supply (Generics)$10 copay20% after deductible
30-Day Supply of (Preferred Brand)$30 copay20% after deductible
30-Day Supply (Non-Preferred Brand)$60 copay20% after deductible
90-Day Supply (Generics)*$20 copay20% after deductible
90-Day Supply of (Preferred Brand)$60 copay20% after deductible
90-Day Supply (Non-Preferred Brand)$120 copay20% after deductible

*Most 90-day generic preventive drugs are covered at 100% with no copay or deductible required.

Is Your Prescription Covered?

Check the Navitus Member Portal

How to Use Your Pharmacy Benefits

Walgreens is not in the Navitus pharmacy network. Prescriptions filled at Walgreens will not be covered.

  • To receive the in-network benefit, make sure you fill your 30-day (or less) prescription at any Navitus network retail pharmacy.
  • To receive the in-network benefit for 90-day prescriptions, you have two options:
  1. Mail order through Costco Pharmacy. If you have an existing Costco.com account, simply sign in and select Pharmacy to get started. Otherwise, register at pharmacy.costco.com, and select New Patients. You do not need to be a member of Costco to use the Costco Pharmacy.
  2. Any Navitus network retail pharmacy except Walgreens and Rite Aid.

Specialty Drugs

Specialty Drugs are used to treat certain chronic illnesses or complex diseases. They can be very expensive and often require careful handling and monitoring. In many cases, they are covered only when specific clinical conditions are met.

Covered specialty drugs may be obtained through Lumicera Health Services. To begin receiving your specialty drugs from Lumicera Health Services, please call Customer Care at 855-847-3553 (TTY 711). You can learn more by visiting www.lumicera.com.

You may also be eligible to enroll in the WellAssist program. WellAssist coordinates with drug manufacturer copay cards to help reduce your out-of-pocket cost. To enroll and learn more about WellAssist, call Pinnacle SpecialtyRx Services at 888-479-0054.

Important Facts about Your Pharmacy Benefits

  • You’ll pay nothing for 90-day supplies of most generic preventive drugs. These are non-brand drugs that help prevent certain conditions or keep them from getting worse.
  • You must fill a new prescription three times on a 30-day basis before you can receive a 90-day fill.
  • Brand-name drugs cost more, so if there’s a generic equivalent available, be sure to ask for it. If you or your doctor request the brand-name drug and a generic equivalent is available, you’ll pay the brand-name coinsurance rate, plus the cost difference between the brand-name and the generic drug. If there’s a reason you cannot take the generic equivalent (e.g., allergic reaction), you won’t be charged the additional cost.
  • When you begin a new treatment with specialty drugs, you’ll receive a 15-day supply of the drug. After six 15-day fills, the drug may be prescribed for a 30-day supply.
Back to top
Related Content
Making Changes To Your Coverage
Health Savings Account
Benefits Overview
Promotional imagery

Food is medicine with Virta Health.

Virta is a care program for diabetes and weight loss that uses nutrition and technology to help you reverse your condition.

Learn more

Questions

HR Central

877-844-3333

Anthem

Medical Plan
844-451-2076
Website

seagatesupport@anthem.com

Navitus Customer Care

Prescription Drug Plan
Plan/Group Number
Group Number: STX
866-333-2757
Website

Lumicera Health Services

Specialty Drugs
855-847-3553 (TTY 711)
Website

Benz Main Menu

  • Enrolling
    • Benefits Overview
    • Benefits Eligibility
    • New to Seagate
    • Making Changes To Your Coverage
  • Health
    • Medical
    • Health Savings Account
    • Dental
    • Vision
    • Telemedicine
    • Support for Diabetes and Weight Loss
  • EAP and Healthy Journeys
    • Employee Assistance Program
    • Virtual Therapy
    • Active & Fit Direct
    • Anthem Wellness Resources
  • Financial
    • 401(k) Plan
    • Financial Wellness Email Series
    • Life and Accident Insurance
    • Sick and Disability Pay
    • Flexible Spending Accounts
    • Long Term Care Insurance
    • Employee Stock Purchase Plan
    • SoFi Loans and Refinancing
  • Lifestyle
    • Retirement Readiness
    • Time Off
    • Taking Leave from Work
    • Discount Offerings
    • Family Support
      • Getting Married
      • New Parent Resources
      • Education Assistance
      • Taking Care of My Parents
    • Commuter Benefits
    • Legal Plan
    • Adoption Assistance
  • Resources
    • Who to Contact
    • Mobile Apps
    • Documents
    • 2025 Benefit Changes

Copyright © 2025 Seagate. All rights reserved.