Long Term Care (LTC) insurance protects you and your loved ones if you become ill or permanently disabled and are unable to care for yourself. For many, long-term care insurance is a better option than having to rely on family for care. The Seagate group LTC plan contains provisions that are not available in today’s market, and offers the lowest rates possible.
When you apply for coverage, you’ll be asked to complete a medical questionnaire. Unum, the insurance company, will conduct a medical review to determine if you qualify for coverage based on your medical history.
Hired between February 1, 2022, and January 31, 2023?
You can apply during Long Term Care Awareness month in March 2023 without proof of good health. You’ll need to answer a medical questionnaire if you apply before March 1, 2023, or after March 31, 2023.
Visit SeagateLTC.com to learn more about plan options and rates, and to apply for coverage. The site is also the place to go when you need caregiving education and resources, including discounts on products and services.
LTC insurance prices are based on the age of the applicant, so the earlier you apply, the lower your ongoing monthly rate. Premium for employee and spouse/domestic partner coverage is paid through convenient payroll deduction. Your eligible family members pay premium directly to the insurance company.